Merced County


2,911

lawsuits from July 2022 to November 2023

98.4%

of defendants did not have legal representation

65.4%

of lawsuits resulted in default judgments


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Top Debt Collectors

July 2022 - March 2025

Out of 128 debt collectors in Merced County, the top 10 (7.8%) are responsible for 1,832 (62.9%) of 2,911 lawsuits.

  • Citibank
    296 lawsuits (10.2%)
  • TD Bank
    214 lawsuits (7.4%)
  • Midland Credit Management
    200 lawsuits (6.9%)
  • Discover Bank
    191 lawsuits (6.6%)
  • Synchrony Bank
    178 lawsuits (6.1%)
  • Capital One
    166 lawsuits (5.7%)
  • LVNV Funding LLC
    160 lawsuits (5.5%)
  • Portfolio Recovery Associates LLC
    151 lawsuits (5.2%)
  • Cavalry SPV
    148 lawsuits (5.1%)
  • One Main Financial Group LLC
    128 lawsuits (4.4%)
  • Other
    1,079 lawsuits (37.1%)

Debt Collection Lawsuits By Year

April typically has the most debt collection lawsuits filed each year, with an average of 191 filings, accounting for 9.3% of the filings for the year.

Get the data

Data for the Debt Collection Tracker was collected and prepared by our partners at JanuaryAdvisors.

County-level data from 2009 onward, and census tract data from 2022 onward, are available at the link below

Get the data for this county

Go to the full data archive ›

Download the Methodology Report

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