Santa Clara County


10,292

lawsuits from July 2022 to November 2023

97.8%

of defendants did not have legal representation

52.4%

of lawsuits resulted in default judgments


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Top Debt Collectors

July 2022 - March 2025

Out of 170 debt collectors in Santa Clara County, the top 10 (5.9%) are responsible for 6,532 (63.5%) of 10,292 lawsuits.

  • Cavalry SPV
    936 lawsuits (9.1%)
  • JP Morgan Chase
    774 lawsuits (7.5%)
  • Bank Of America
    730 lawsuits (7.1%)
  • Discover Bank
    709 lawsuits (6.9%)
  • Midland Credit Management
    705 lawsuits (6.8%)
  • LVNV Funding LLC
    662 lawsuits (6.4%)
  • Capital One
    563 lawsuits (5.5%)
  • TD Bank
    536 lawsuits (5.2%)
  • American Express Centurion Bank
    467 lawsuits (4.5%)
  • Portfolio Recovery Associates LLC
    450 lawsuits (4.4%)
  • Other
    3,760 lawsuits (36.5%)

Debt Collection Lawsuits By Year

April typically has the most debt collection lawsuits filed each year, with an average of 645 filings, accounting for 9.0% of the filings for the year.

Get the data

Data for the Debt Collection Tracker was collected and prepared by our partners at JanuaryAdvisors.

County-level data from 2009 onward, and census tract data from 2022 onward, are available at the link below

Get the data for this county

Go to the full data archive ›

Download the Methodology Report

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