St Joseph County


20,649

lawsuits from July 2022 to December 2024

98.5%

of defendants did not have legal representation

0.0%

of lawsuits resulted in default judgments


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Top Debt Collectors

July 2022 - March 2025

Out of 675 debt collectors in St Joseph County, the top 10 (1.5%) are responsible for 12,282 (59.5%) of 20,649 lawsuits.

  • City Of South Bend
    3,556 lawsuits (17.2%)
  • LVNV Funding LLC
    1,656 lawsuits (8.0%)
  • One Advantage LLC
    1,228 lawsuits (5.9%)
  • Midland Credit Management
    1,141 lawsuits (5.5%)
  • Portfolio Recovery Associates LLC
    1,050 lawsuits (5.1%)
  • The South Bend Clinic
    915 lawsuits (4.4%)
  • Radiology Inc
    795 lawsuits (3.9%)
  • Affiliated Family Dentists Pc
    703 lawsuits (3.4%)
  • Discover Bank
    634 lawsuits (3.1%)
  • Capital One
    604 lawsuits (2.9%)
  • Other
    8,367 lawsuits (40.5%)

Debt Collection Lawsuits By Year

March typically has the most debt collection lawsuits filed each year, with an average of 915 filings, accounting for 10.9% of the filings for the year.

Geography of Debt Collection Lawsuits

July 2022 - March 2025

St Joseph County is split into 82 tracts. On the map you can see debt collection lawsuit statistics, shown as circles, and ACS statistics, shown as shaded backgrounds, for each census tract.

Select debt collection lawsuits statistic:
0.07.515.0+No DataSelect American Community Survey (2023, 5 year estimate) statistic:
Median Household Income
$23,590$156,926No Data

Overview of Debt Collection Lawsuits by Census Tract

July 2022 - March 2025

The table to the right shows data for the 82 Census tracts in St Joseph County. Use the search below to find a specific tract.

Last updated: March 2025

LocationLawsuitsLawsuits Trend
Jul '22 - Mar '25
Default Judgments
Census Tract 34
1,716-

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Census Tract 2
1,679-

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Census Tract 31
1,528-

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Census Tract 116.02
1,519-

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Census Tract 115.01
1,491-

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Census Tract 103
1,446-

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Census Tract 113.03
1,397-

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Census Tract 4
1,382-

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Census Tract 14
1,304-

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Census Tract 111
1,304-

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The top 10 tracts by number of lawsuits listed above are based on defendants' home addresses. Click the table headers to change sorting metrics for the entire dataset. Use search to find a specific location.
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Debt Collection Lawsuits by Neighborhood Demographics

Census tracts have been categorized by their racial/ethnic majority, based on data from the American Community Survey.

Neighborhoods by Racial Majority

  • White: 76.8% of neighborhoods, 71.2% of lawsuits

  • Black: 3.7% of neighborhoods, 4.8% of lawsuits

  • No Majority: 17.1% of neighborhoods, 20.6% of lawsuits

  • Latinx: 2.4% of neighborhoods, 3.4% of lawsuits

Difference from Proportionate Filings Based on Neighborhood Racial Majority Proportions

Proportionate Filings

Get the data

Data for the Debt Collection Tracker was collected and prepared by our partners at JanuaryAdvisors.

Get the data for this county

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Download the Methodology Report

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