Cole County


1,733

lawsuits from July 2022 to December 2024

96.4%

of defendants did not have legal representation

43.7%

of lawsuits resulted in default judgments


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Top Debt Collectors

July 2022 - March 2025

Out of 207 debt collectors in Cole County, the top 10 (4.8%) are responsible for 1,002 (57.8%) of 1,733 lawsuits.

  • LVNV Funding LLC
    299 lawsuits (17.3%)
  • Portfolio Recovery Associates LLC
    172 lawsuits (9.9%)
  • The Metropolitan St Louis Sewer District
    99 lawsuits (5.7%)
  • Metropolitan St Louis Sewer District
    96 lawsuits (5.5%)
  • Capital One N.A.
    92 lawsuits (5.3%)
  • Midland Credit Management Inc
    78 lawsuits (4.5%)
  • Cavalry SPV I LLC
    47 lawsuits (2.7%)
  • Synchrony Bank
    43 lawsuits (2.5%)
  • Citibank N.A.
    39 lawsuits (2.3%)
  • Jpmorgan Chase Bank N.a
    37 lawsuits (2.1%)
  • Other
    731 lawsuits (42.2%)

Debt Collection Lawsuits By Year

June typically has the most debt collection lawsuits filed each year, with an average of 65 filings, accounting for 9.4% of the filings for the year.

Geography of Debt Collection Lawsuits

July 2022 - March 2025

Cole County is split into 18 tracts. On the map you can see debt collection lawsuit statistics, shown as circles, and ACS statistics, shown as shaded backgrounds, for each census tract.

Select debt collection lawsuits statistic:
0.07.515.0+No DataSelect American Community Survey (2023, 5 year estimate) statistic:
Median Household Income
$37,173$110,208No Data

Overview of Debt Collection Lawsuits by Census Tract

July 2022 - March 2025

The table to the right shows data for the 18 Census tracts in Cole County. Use the search below to find a specific tract.

Last updated: March 2025

LocationLawsuitsLawsuits Trend
Jul '22 - Mar '25
Default Judgments
Census Tract 207
339137

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Census Tract 204
26982

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Census Tract 103
25681

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Census Tract 105
23060

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Census Tract 108.01
22580

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Census Tract 202
224113

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Census Tract 107.01
22173

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Census Tract 107.02
21488

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Census Tract 106
18366

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Census Tract 206
14551

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The top 10 tracts by number of lawsuits listed above are based on defendants' home addresses. Click the table headers to change sorting metrics for the entire dataset. Use search to find a specific location.
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Debt Collection Lawsuits by Neighborhood Demographics

Census tracts have been categorized by their racial/ethnic majority, based on data from the American Community Survey.

Neighborhoods by Racial Majority

  • White: 88.9% of neighborhoods, 82.1% of lawsuits

  • No Majority: 11.1% of neighborhoods, 17.9% of lawsuits

Difference from Proportionate Filings Based on Neighborhood Racial Majority Proportions

Proportionate Filings

Get the data

Data for the Debt Collection Tracker was collected and prepared by our partners at JanuaryAdvisors.

Get the data for this county

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Download the Methodology Report

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